I strongly encourage you to consider using a bit more cash.
Local businesses pay increasing amounts of highway robbery to visa and other payment processing providers (who are very busy on their puritan agenda). Some places near me even offer discounts for cash transactions. Terms of service forbid it, but hey, I’m not going to state it in court.
Obviously we all use cards for a lot of things, just suggesting you draw it back.



Whoops. I guess the one word I missed in that post was the word “American”. My mistake. Still useful advice to someone, but I guess not here.